Webinar Series

Credit Training

Reduce Risk by Applying Industry Intelligence to your Underwriting

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Reduce Risk by Applying Industry Intelligence to your Underwriting

September 28 | October 12 | October 262:00 - 3:00 pm EDT

The primary function of an analyst is to “Protect the Bank’s Assets” while still growing the bank’s assets. To protect the bank’s assets, commercial bankers are tasked with identifying and mitigating many risks that vary from one industry to another. The best way to reduce risks inherent to lending is to have a team of analysts, portfolio managers, commercial bankers, and credit officers who understand the delicate balance between risk and return. While risks can never be fully eliminated, they can be significantly reduced by understanding a company, its industry, and the industries they serve.

In this course, you will learn how Industry Intelligence helps you generate stronger client relationships and a more thorough, compelling credit analysis. You will see how Vertical IQ can serve as an “experienced commercial banking partner” throughout the process.

Wednesday, September 28 | 2:00 pm EDT

Part I of this course is C&I-based commercial credit analysis with an essential core understanding of specific required terms, key ratios, and financial accounting concepts. This section is ideal for credit officers who understand commercial credit and want to elevate their analysis skills using advanced credit and industry research skills.

Wednesday, October 12 | 2:00 pm EDT

Part II of this course focuses on the value of using Vertical IQ industry information as a “partner” for commercial analysts and lenders. This section highlights the need for relevant, user-friendly industry information, which is used to speak intelligently with a client and utilized internally with the credit team to vet new opportunities.

Wednesday, October 26 | 2:00 pm EDT

Part III of this course is dedicated to “the value of streamlined research” and its benefit to a Financial Analyst whose task is to deliver a well-crafted analysis. The focus will be on how and where to navigate using the information in Vertical IQ to frame and position new opportunities.

Due to the proprietary training theories of our subject-matter credit expert, the sessions will NOT BE RECORDED for sharing purposes. Each of the three sessions must be attended live.

To gain the most benefit, participants are encouraged to attend all three sessions, as each will be unique.

David Nicholson
About David Nicholson

David Nicholson, the founder of Credit Training, Inc., has been in commercial banking for 23 years and has taught analysts for nearly 15 years. Seeing numerous analysts struggling to provide value-added analysis to their respective banks, David has helped new analysts over the years, giving them analytical direction in an industry that can be overwhelming with information and analytics.

Credit Training, Inc. provides a 3-month, formal commercial credit training course and other related training through a live, fully interactive platform to a growing number of commercial banks across the country.