NOT JUST FOR CREDIT ANALYSTS
Use Credit Underwriting & Risks data for structuring deals and making lending decisions, as well as for business development, portfolio management, and more.
RISK RATING & METRICS
Our proprietary Industry Risk Rating shows the overall health of the industry, while the latest metrics and ratios guide your credit decisions.
CREDIT TOOLKIT
How does your client stack up? Compare them to industry peers with our interactive Financial Comparison Toolkit.
RISK CONSIDERATIONS
Learn about the top challenges impacting your client’s industry — issues that could hit their bottom line.
IN-DEPTH ANALYSIS BY CREDIT EXPERTS
Industry Risk Ratings & Key Metrics
Our team of seasoned credit experts does the heavy-lifting for you with our proprietary Industry Risk Rating, plus Key Metrics data that can impact credit decisions. It’s like having an experienced commercial lender always at your side!
- Industry Risk Ratings are formulated using artificial intelligence and an advanced algorithm based on key “sub-category” ratings.
- The rating factors in financial risks, exit rates, industry performance during downturns, barriers to entry, and the industry’s outlook.
- Key performance metrics and financial ratios shine a light on the industry’s position within the overall economy.
CRUNCH THE NUMBERS
Financial Comparison Toolkit
Where does your client or prospect stand in relation to other businesses in their industry? Our Financial Comparison Toolkit, a custom analytics calculator, helps you weigh the data.
- Input the numbers to compare your client’s key financial metrics to industry averages.
- Explore metrics like gross and operating profit margins, current ratios, and leverage.
- Add in your own comments or analysis and then download the data with just a click.
KNOW THE ISSUES
Underwriting Considerations & Risks
Every vertical has its own unique set of challenges. Know the important issues you should consider to make an informed credit decision or offer sound financial guidance.
- Underwriting Considerations examines distinct aspects of the niche that may warrant additional scrutiny.
- Get a big-picture look at the latest challenges that are impacting the vertical by reviewing the Industry Risks.
- In Company Risks, explore the hurdles that specific businesses within the industry must confront.
THE VALUE OF CREDIT INSIGHTS
Credit expertise is useful for more than just making loans.
Save time when making credit decisions, yes, but also gain in-depth analysis and crucial risk information to provide the tailored financial advice your clients need to succeed.
