NOT JUST FOR CREDIT ANALYSTS

Use Credit Underwriting & Risks data for structuring deals and making lending decisions, as well as for business development, portfolio management, and more.

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RISK RATING & METRICS

Our proprietary Industry Risk Rating shows the overall health of the industry, while the latest metrics and ratios guide your credit decisions.

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CREDIT TOOLKIT

How does your client stack up? Compare them to industry peers with our interactive Financial Comparison Toolkit.

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RISK CONSIDERATIONS

Learn about the top challenges impacting your client’s industry — issues that could hit their bottom line.

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IN-DEPTH ANALYSIS BY CREDIT EXPERTS

Industry Risk Ratings & Key Metrics

Our team of seasoned credit experts does the heavy-lifting for you with our proprietary Industry Risk Rating, plus Key Metrics data that can impact credit decisions. It’s like having an experienced commercial lender always at your side!

  • Industry Risk Ratings are formulated using artificial intelligence and an advanced algorithm based on key “sub-category” ratings.
  • The rating factors in financial risks, exit rates, industry performance during downturns, barriers to entry, and the industry’s outlook.
  • Key performance metrics and financial ratios shine a light on the industry’s position within the overall economy.
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CRUNCH THE NUMBERS

Financial Comparison Toolkit

Where does your client or prospect stand in relation to other businesses in their industry? Our Financial Comparison Toolkit, a custom analytics calculator, helps you weigh the data.

  • Input the numbers to compare your client’s key financial metrics to industry averages.
  • Explore metrics like gross and operating profit margins, current ratios, and leverage.
  • Add in your own comments or analysis and then download the data with just a click.
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KNOW THE ISSUES

Underwriting Considerations & Risks

Every vertical has its own unique set of challenges. Know the important issues you should consider to make an informed credit decision or offer sound financial guidance.

  • Underwriting Considerations examines distinct aspects of the niche that may warrant additional scrutiny.
  • Get a big-picture look at the latest challenges that are impacting the vertical by reviewing the Industry Risks.
  • In Company Risks, explore the hurdles that specific businesses within the industry must confront.
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THE VALUE OF CREDIT INSIGHTS

Credit expertise is useful for more than just making loans.

Save time when making credit decisions, yes, but also gain in-depth analysis and crucial risk information to provide the tailored financial advice your clients need to succeed.

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